After nearly 30 years in the insurance business, the author has found that most people don't find the best value on auto insurance for two reasons. The first is that they don't really understand the product and the second is that they don't know how to shop. The product can appear complicated because it contains a variety of basic coverages like liability, medical payments, comprehensive coverage and more. It's not enough to know what these coverages are - and most people don't - but you must also understand how much of each coverage you need. Additionally, there are options offered by every company. Some of these options are valuable and others are "feel good" options which sound nice but don't really add up to a good value. Shopping is the second component and many people are intimidated by the multitude of insurance outlets available today. Consequently, they don't know how to take advantage of these markets in an efficient, systematic manner. This book takes the reader step by step through these challenges and clearly shows how to determine exactly what coverage you really need and then how to find the best price. Once the readers has finished this relatively short book, they will not only be able to save money when buying auto insurance, they will also know more about the process than most consumers and even some insurance agents!